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Lifestyle Spending Account
Making Wellness Happen in Your Organization
Promote healthy habits and overall well-being by creating your fully customizable, post-tax lifestyle spending account (LSA). Getting employees involved in wellness is critical to both the health of the individual and the company. Employee health affects company revenue in many ways:
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(1) Healthy employees are generally the most productive employees.
(2) Unhealthy employees and smokers in particular are often the least productive.
(3) The cost of insurance, disability, and other health related benefits now exceeds profits for most large businesses. Employees generally look to their employer for their health benefits, and they expect any treatments to keep them healthy to be offered and paid for by their employer.
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Along with this current reality is the fact that many wellness companies and health related business are offering products and services to keep employees healthy, to slow the effects of aging, and to prevent diseases from developing in the first place. Such as programs for weight loss, smoking cessation, and stress reduction programs.
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One way to make these programs work for an employer is the use of a Lifestyle Spending Account (LSA) plan.
What is a Lifestyle Spending Account (LSA)?
A lifestyle spending (LSA) account is an employer-funded, post-tax spending account, with eligible expenses and plan details customized by the employer, that promotes healthy habits and overall well-being.
What is a Lifestyle Spending Account (LSA)?
Easily offer a flexible, customizable lifestyle spending account for your Team AND simplify the participant experience with the HRC Total Solutions platform.
![Business People Having Fun](https://static.wixstatic.com/media/11062b_174316437fd44be1bb40bf703067f382~mv2.jpg/v1/fill/w_980,h_609,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/11062b_174316437fd44be1bb40bf703067f382~mv2.jpg)
Examples of Eligible Expenses:
Physical
​• Athletic + exercise equipment
​• Gym, health club, spa, and fitness studio memberships
​• Fitness classes + lessons
​• Personal trainer, fitness trackers
​• Entry fees (ie. marathon) + passes (ie. ski, golf)
Financial
​• Home purchase expense reimbursement
​• Financial advisor + planning services
​• Financial seminars + classes
​• Identity theft services
​• Pet insurance premiums
Emotional/Other
​• Non-medical counseling services
​• Retreats (i.e. leadership, spiritual)
​• Camping supplies
​• Meditation + personal development classes (i.e art, cooking)
​• Annual park pass, hunting, and
fishing licenses
![Store Owner Using Laptop](https://static.wixstatic.com/media/11062b_18d3bc6207b34ed5912244128e7c7f7f~mv2.jpg/v1/fill/w_980,h_653,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/11062b_18d3bc6207b34ed5912244128e7c7f7f~mv2.jpg)
Build your custom LSA with
HRC Total Solutions
Easily offer a flexible, customizable lifestyle spending account for your Team AND simplify the participant experience with the HRC Total Solutions platform.
Easily create and offer an LSA
Build an LSA that works best for you (and your clients). No matter how you want to set up your lifestyle spending account (from the categories you want to cover, your merchant networks, flexible reimbursement options, to whether or not you require substantiation), you can create a custom LSA that makes sense for you.
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Stack your LSA on the debit card with other health + commuter offerings. Keep your participant experience simple by easily stacking the LSA onto the same benefits card they already are using for their health + commuter accounts. *Varies based on LSA plan design
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Get help from experts along the way. Need guidance on what options would work best for your market? Or insight into how lifestyle spending accounts can be customized? We’re here to help.